Jet Direct Mortgage Blog

In a move that reflects the growing role of digital currencies in modern finance, federal housing regulators are exploring how cryptocurrency holdings like Bitcoin and Ethereum might be included on mortgage applications in the future. For mortgage lenders and homebuyers alike, this shift could be a game changer.

If you’ve been holding off on buying a home because you think you need to save up a 20% down payment, you’re not alone—and you’re not entirely correct. While putting down 20% can help you avoid private mortgage insurance (PMI) and may lower your monthly payments, it’s not a requirement to become a homeowner.